01 / NAICS Market Profile
NAICS 522210 Credit Card Issuing Federal Contracts
North American Industry Classification System code 522210
Federal contract activity classified under Credit Card Issuing across FY 2020–FY 2026. Net obligations include both new obligations and subsequent deobligations.
02 / Market Size
How large is the NAICS 522210 federal market?
03 / Spending Trend
NAICS 522210 contract spending by fiscal year
Annual obligations, activity, and participation across the same FY 2020–FY 2026 profile window.
| Fiscal year | Obligations | Actions | Vendors | Customers | Change |
|---|---|---|---|---|---|
| FY 2020 | $140.5K | 4 | 2 | 2 | — |
| FY 2021 | -$9.1K | 1 | 1 | 1 | −106.5% |
| FY 2022 | $0 | 0 | 0 | 0 | +100.0% |
| FY 2023 | $300.1K | 11 | 6 | 3 | — |
| FY 2024 | $142.9K | 10 | 4 | 2 | −52.4% |
| FY 2025 | $56.2K | 4 | 3 | 2 | −60.7% |
| FY 2026 | -$3.8K | 6 | 2 | 2 | −106.8% |
04 / Top Federal Customers
Which federal agencies buy most in this industry?
Ranked by net obligations during FY 2020–FY 2026.
| Federal customer | Code | Obligations | Actions | Vendors | Market share |
|---|---|---|---|---|---|
| VETERANS AFFAIRS, DEPARTMENT OF | 3600 | $315.2K | 23 | 4 | 50.3% |
| ENERGY, DEPARTMENT OF | 8900 | $165.0K | 7 | 2 | 26.3% |
| OFFICES, BOARDS AND DIVISIONS | 1501 | $127.8K | 4 | 1 | 20.4% |
| STATE, DEPARTMENT OF | 1900 | $15.2K | 1 | 1 | 2.4% |
| SMITHSONIAN INSTITUTION | 3300 | $3.6K | 1 | 1 | 0.6% |
05 / Contracting Offices
Which contracting offices buy in NAICS 522210?
Ranked by net obligations during FY 2020–FY 2026.
| Office | Code | Agency | Obligations | Actions | Vendors | Market share |
|---|---|---|---|---|---|---|
| 260-NETWORK CONTRACT OFFICE 20 (36C260) | 36C260 | VETERANS AFFAIRS, DEPARTMENT OF | $239.3K | 18 | 2 | 38.2% |
| ANTITRUST DIVISION | 15JATR | OFFICES, BOARDS AND DIVISIONS | $127.8K | 4 | 1 | 20.4% |
| WESTERN-CORPORATE SERVICES OFFICE | 895030 | ENERGY, DEPARTMENT OF | $105.0K | 3 | 1 | 16.8% |
| 250-NETWORK CONTRACT OFFICE 10 (36C250) | 36C250 | VETERANS AFFAIRS, DEPARTMENT OF | $75.9K | 5 | 2 | 12.1% |
| HEADQUARTERS PROCUREMENT SERVICES | 893030 | ENERGY, DEPARTMENT OF | $60.0K | 4 | 1 | 9.6% |
| U.S. EMBASSY HAVANA | 19CU04 | STATE, DEPARTMENT OF | $15.2K | 1 | 1 | 2.4% |
| NATIONAL MUSEUM OF AMERICAN HISTORY | 333159 | SMITHSONIAN INSTITUTION | $3.6K | 1 | 1 | 0.6% |
06 / Top Vendors
Which contractors lead the NAICS 522210 market?
| Vendor | Obligations | Actions | Customers | Market share | Latest activity |
|---|---|---|---|---|---|
| AUROSTAR CORP | $223.8K | 13 | 1 | 35.7% | May 13, 2026 |
| TELSPAN, INC. | $127.8K | 4 | 1 | 20.4% | Aug 17, 2021 |
| TRUCENTIVE, INC. | $105.0K | 3 | 1 | 16.8% | Aug 28, 2026 |
| TANGO CARD INC | $60.0K | 4 | 1 | 9.6% | Jun 23, 2025 |
| WHAPPS L.L.C. | $45.3K | 2 | 1 | 7.2% | Dec 1, 2023 |
| DIVINE INVESTMENT PARTNERS LLC | $30.6K | 3 | 1 | 4.9% | Jul 19, 2023 |
| INTELLIGENT VAR TECHNOLOGY | $15.5K | 5 | 1 | 2.5% | May 17, 2024 |
| MISCELLANEOUS FOREIGN AWARDEES | $15.2K | 1 | 1 | 2.4% | Sep 23, 2023 |
| CITIBANK, N.A. | $3.6K | 1 | 1 | 0.6% | Sep 25, 2020 |
07 / Product and Service Mix
What products and services are purchased under NAICS 522210?
08 / Buying Pattern
How does the government buy in NAICS 522210?
| Common action type | Obligations | Actions |
|---|---|---|
| PURCHASE ORDER | $626.8K | 36 |
09 / Recent Contract Awards
What was awarded most recently in NAICS 522210?
| Award / PIID | Vendor | Signed date | Obligation | PSC | Agency / office |
|---|---|---|---|---|---|
| 89503025PWA000504 | TRUCENTIVE, INC. | Aug 28, 2026 | $5.0K | 7510 | ENERGY, DEPARTMENT OFWESTERN-CORPORATE SERVICES OFFICE |
| 89503025PWA000504 | TRUCENTIVE, INC. | Jul 29, 2026 | $50.0K | 7510 | ENERGY, DEPARTMENT OFWESTERN-CORPORATE SERVICES OFFICE |
| 36C26023P0766 | AUROSTAR CORP | May 13, 2026 | $0 | 7510 | VETERANS AFFAIRS, DEPARTMENT OF260-NETWORK CONTRACT OFFICE 20 (36C260) |
| 36C26023P0766 | AUROSTAR CORP | Mar 23, 2026 | $0 | 7510 | VETERANS AFFAIRS, DEPARTMENT OF260-NETWORK CONTRACT OFFICE 20 (36C260) |
| 36C26023P0766 | AUROSTAR CORP | Jan 16, 2026 | $0 | 7510 | VETERANS AFFAIRS, DEPARTMENT OF260-NETWORK CONTRACT OFFICE 20 (36C260) |
| 36C26023P1005 | AUROSTAR CORP | Dec 3, 2025 | -$58.8K | 7510 | VETERANS AFFAIRS, DEPARTMENT OF260-NETWORK CONTRACT OFFICE 20 (36C260) |
10 / Market Interpretation
How should contractors evaluate this market?
Start with the spending direction
Compare annual obligations with actions and vendor participation. Growth driven by only a few large actions represents a different opportunity from broad, recurring demand.
Follow the actual buyers
Move from federal customers to contracting offices. Offices reveal where acquisition responsibility and recurring purchasing activity are concentrated.
Measure accessible demand
Use competition, small-business participation, incumbent vendors, and PSC mix before treating the full $626.8K market as addressable.