01 / NAICS Market Profile
NAICS 522320 Financial Transactions Processing, Reserve, And Clearinghouse Activities Federal Contracts
North American Industry Classification System code 522320
Federal contract activity classified under Financial Transactions Processing, Reserve, And Clearinghouse Activities across FY 2019–FY 2025. Net obligations include both new obligations and subsequent deobligations.
02 / Market Size
How large is the NAICS 522320 federal market?
03 / Spending Trend
NAICS 522320 contract spending by fiscal year
Annual obligations, activity, and participation across the same FY 2019–FY 2025 profile window.
Latest closed fiscal year$162.04M
FY 2025| Fiscal year | Obligations | Actions | Vendors | Customers | Change |
|---|---|---|---|---|---|
| FY 2019 | $9.52M | 141 | 49 | 33 | — |
| FY 2020 | $10.49M | 97 | 38 | 31 | +10.2% |
| FY 2021 | -$8.59M | 141 | 48 | 34 | −181.9% |
| FY 2022 | $66.85M | 159 | 44 | 31 | +878.3% |
| FY 2023 | $91.08M | 164 | 43 | 31 | +36.2% |
| FY 2024 | $140.59M | 195 | 41 | 27 | +54.4% |
| FY 2025 | $162.04M | 242 | 50 | 30 | +15.3% |
04 / Top Federal Customers
Which federal agencies buy most in this industry?
Ranked by net obligations during FY 2019–FY 2025.
| Federal customer | Code | Obligations | Actions | Vendors | Market share |
|---|---|---|---|---|---|
| EDUCATION, DEPARTMENT OF | 9100 | $394.75M | 231 | 8 | 83.6% |
| CONSUMER FINANCIAL PROTECTION BUREAU | 955F | $42.30M | 239 | 5 | 9.0% |
| U.S. IMMIGRATION AND CUSTOMS ENFORCEMENT | 7012 | $32.73M | 17 | 2 | 6.9% |
| TRANSPORTATION SECURITY ADMINISTRATION | 7013 | $8.56M | 22 | 3 | 1.8% |
| U.S. CUSTOMS AND BORDER PROTECTION | 7014 | $3.73M | 13 | 2 | 0.8% |
| STATE, DEPARTMENT OF | 1900 | $1.67M | 85 | 7 | 0.4% |
| OVERSEAS PRIVATE INVESTMENT CORPORATION | 7100 | $1.52M | 7 | 2 | 0.3% |
| NATIONAL PARK SERVICE | 1443 | $1.51M | 12 | 3 | 0.3% |
| VETERANS AFFAIRS, DEPARTMENT OF | 3600 | $1.40M | 72 | 12 | 0.3% |
| NATIONAL INSTITUTES OF HEALTH | 7529 | $1.34M | 6 | 2 | 0.3% |
05 / Contracting Offices
Which contracting offices buy in NAICS 522320?
Ranked by net obligations during FY 2019–FY 2025.
| Office | Code | Agency | Obligations | Actions | Vendors | Market share |
|---|---|---|---|---|---|---|
| FSA ACQUISITIONS OFFICE | 910031 | EDUCATION, DEPARTMENT OF | $392.91M | 199 | 5 | 83.2% |
| CONSUMER FINANCE PROTECTION BUREAU | 9531CB | CONSUMER FINANCIAL PROTECTION BUREAU | $42.30M | 239 | 5 | 9.0% |
| INFORMATION TECHNOLOGY DIVISION | 70CTD0 | U.S. IMMIGRATION AND CUSTOMS ENFORCEMENT | $20.58M | 8 | 1 | 4.4% |
| INVESTIGATIONS AND OPERATIONS SUPPORT DALLAS | 70CMSD | U.S. IMMIGRATION AND CUSTOMS ENFORCEMENT | $12.15M | 9 | 2 | 2.6% |
| WORKFORCE & ENTERPRISE OPERATIONS | 70T010 | TRANSPORTATION SECURITY ADMINISTRATION | $8.87M | 9 | 1 | 1.9% |
| ADMINISTRATION FACILITIES TRAINING CONTRACTING DIVISION | 70B01C | U.S. CUSTOMS AND BORDER PROTECTION | $3.73M | 13 | 2 | 0.8% |
| CONTRACTS AND ACQUISTIONS MANAGEMEN | 919900 | EDUCATION, DEPARTMENT OF | $1.67M | 13 | 2 | 0.4% |
| OPIC ACQUISITION OFFICE | 713111 | OVERSEAS PRIVATE INVESTMENT CORPORATION | $1.52M | 7 | 2 | 0.3% |
| NATIONAL INSTITUTES OF HEALTH OLAO | 75N980 | NATIONAL INSTITUTES OF HEALTH | $1.34M | 6 | 2 | 0.3% |
| DEFENSE MICROELECTRONICS ACTIVITY | HQ0727 | DEFENSE MICROELECTRONICS ACTIVITY (DMEA) | $1.31M | 6 | 1 | 0.3% |
06 / Top Vendors
Which contractors lead the NAICS 522320 market?
| Vendor | Obligations | Actions | Customers | Market share | Latest activity |
|---|---|---|---|---|---|
| F.H. CANN & ASSOCIATES, INC. | $124.58M | 53 | 1 | 26.4% | Sep 30, 2025 |
| EDFINANCIAL SERVICES, LLC | $113.84M | 47 | 1 | 24.1% | Sep 30, 2025 |
| MAXIMUS FEDERAL SERVICES, INC. | $77.30M | 52 | 1 | 16.4% | Sep 22, 2025 |
| MISSOURI HIGHER EDUCATION LOAN AUTHORITY | $75.70M | 44 | 1 | 16.0% | Sep 30, 2025 |
| U.S. BANCORP | $32.69M | 43 | 5 | 6.9% | Sep 24, 2025 |
| JND HOLDINGS LLC | $26.23M | 3 | 1 | 5.6% | Mar 4, 2025 |
| RUST CONSULTING INC. | $8.72M | 129 | 1 | 1.8% | Sep 30, 2025 |
| ALEX - ALTERNATIVE EXPERTS, LLC | $8.45M | 10 | 1 | 1.8% | Mar 16, 2023 |
| EPIQ CLASS ACTION & CLAIMS SOLUTIONS, INC. | $7.84M | 86 | 1 | 1.7% | Sep 16, 2025 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION | $3.66M | 3 | 1 | 0.8% | Sep 29, 2025 |
07 / Product and Service Mix
What products and services are purchased under NAICS 522320?
| PSC | Description | Obligations | Actions | Vendors | Share |
|---|---|---|---|---|---|
| R710 | SUPPORT- MANAGEMENT: FINANCIAL | $268.12M | 365 | 44 | 56.8% |
| R699 | SUPPORT- ADMINISTRATIVE: OTHER | $154.04M | 45 | 6 | 32.6% |
| R711 | SUPPORT- MANAGEMENT: BANKING | $46.97M | 312 | 14 | 10.0% |
| R799 | SUPPORT- MANAGEMENT: OTHER | $3.62M | 25 | 4 | 0.8% |
| R499 | SUPPORT- PROFESSIONAL: OTHER | $1.01M | 73 | 15 | 0.2% |
| DA10 | IT AND TELECOM - BUSINESS APPLICATION/APPLICATION DEVELOPMENT SOFTWARE AS A SERVICE | $945.9K | 27 | 4 | 0.2% |
| D320 | IT AND TELECOM- ANNUAL HARDWARE MAINTENANCE SERVICE PLANS | $906.4K | 9 | 1 | 0.2% |
| R704 | SUPPORT- MANAGEMENT: AUDITING | $717.2K | 5 | 2 | 0.2% |
| 7690 | MISCELLANEOUS PRINTED MATTER | $560.1K | 39 | 4 | 0.1% |
| R612 | SUPPORT- ADMINISTRATIVE: INFORMATION RETRIEVAL | $469.9K | 9 | 1 | 0.1% |
08 / Buying Pattern
How does the government buy in NAICS 522320?
| Common action type | Obligations | Actions |
|---|---|---|
| DELIVERY ORDER | $431.73M | 518 |
| PURCHASE ORDER | $6.53M | 305 |
| DEFINITIVE CONTRACT | $33.34M | 271 |
| BPA CALL | $380.6K | 45 |
09 / Recent Contract Awards
What was awarded most recently in NAICS 522320?
10 / Market Interpretation
How should contractors evaluate this market?
Start with the spending direction
Compare annual obligations with actions and vendor participation. Growth driven by only a few large actions represents a different opportunity from broad, recurring demand.
Follow the actual buyers
Move from federal customers to contracting offices. Offices reveal where acquisition responsibility and recurring purchasing activity are concentrated.
Measure accessible demand
Use competition, small-business participation, incumbent vendors, and PSC mix before treating the full $471.98M market as addressable.