01 / NAICS Market Profile
NAICS 522390 Other Activities Related To Credit Intermediation Federal Contracts
North American Industry Classification System code 522390
Federal contract activity classified under Other Activities Related To Credit Intermediation across FY 2019–FY 2025. Net obligations include both new obligations and subsequent deobligations.
02 / Market Size
How large is the NAICS 522390 federal market?
03 / Spending Trend
NAICS 522390 contract spending by fiscal year
Annual obligations, activity, and participation across the same FY 2019–FY 2025 profile window.
Latest closed fiscal year$1.37B
FY 2025| Fiscal year | Obligations | Actions | Vendors | Customers | Change |
|---|---|---|---|---|---|
| FY 2019 | $922.68M | 311 | 32 | 10 | — |
| FY 2020 | $988.98M | 298 | 22 | 9 | +7.2% |
| FY 2021 | $1.13B | 403 | 19 | 8 | +13.8% |
| FY 2022 | $1.20B | 365 | 20 | 6 | +6.3% |
| FY 2023 | $1.32B | 314 | 19 | 6 | +10.2% |
| FY 2024 | $1.31B | 393 | 19 | 7 | −0.8% |
| FY 2025 | $1.37B | 289 | 17 | 4 | +4.9% |
04 / Top Federal Customers
Which federal agencies buy most in this industry?
Ranked by net obligations during FY 2019–FY 2025.
| Federal customer | Code | Obligations | Actions | Vendors | Market share |
|---|---|---|---|---|---|
| EDUCATION, DEPARTMENT OF | 9100 | $7.71B | 2,128 | 15 | 93.6% |
| HOUSING AND URBAN DEVELOPMENT, DEPARTMENT OF | 8600 | $520.19M | 124 | 6 | 6.3% |
| AGENCY FOR INTERNATIONAL DEVELOPMENT | 7200 | $2.26M | 7 | 1 | 0.0% |
| UNITED STATES INTERNATIONAL DEVELOPMENT FINANCE CORPORATION | 7700 | $1.66M | 9 | 1 | 0.0% |
| ENERGY, DEPARTMENT OF | 8900 | $337.5K | 3 | 1 | 0.0% |
| FARM SERVICE AGENCY | 12D2 | $88.8K | 31 | 15 | 0.0% |
| VETERANS AFFAIRS, DEPARTMENT OF | 3600 | $62.6K | 9 | 1 | 0.0% |
| FARM PRODUCTION AND CONSERVATION BUSINESS CENTER | 12D0 | $54.0K | 8 | 2 | 0.0% |
| RURAL HOUSING SERVICE | 12E3 | $13.1K | 20 | 1 | 0.0% |
| FEDERAL PRISON SYSTEM / BUREAU OF PRISONS | 1540 | $5.6K | 2 | 1 | 0.0% |
05 / Contracting Offices
Which contracting offices buy in NAICS 522390?
Ranked by net obligations during FY 2019–FY 2025.
| Office | Code | Agency | Obligations | Actions | Vendors | Market share |
|---|---|---|---|---|---|---|
| FSA ACQUISITIONS OFFICE | 910031 | EDUCATION, DEPARTMENT OF | $7.71B | 2,128 | 15 | 93.6% |
| CPO : CPO; ACFO; WFCOD; REAL ESTATE | 866149 | HOUSING AND URBAN DEVELOPMENT, DEPARTMENT OF | $357.41M | 64 | 3 | 4.3% |
| CPO : RESEARCH AND COMMUNITY SUPPOR | 866157 | HOUSING AND URBAN DEVELOPMENT, DEPARTMENT OF | $86.54M | 48 | 3 | 1.1% |
| CPO : IT PROGRAM SUPPORT DIVISION; NOI | 866153 | HOUSING AND URBAN DEVELOPMENT, DEPARTMENT OF | $26.48M | 7 | 1 | 0.3% |
| CPO : PHILADELPHIA OPERATIONS BRANC | 866143 | HOUSING AND URBAN DEVELOPMENT, DEPARTMENT OF | $23.16M | 2 | 2 | 0.3% |
| CPO : PROGRAM SUPPORT BRANCH DENVER | 866148 | HOUSING AND URBAN DEVELOPMENT, DEPARTMENT OF | $13.69M | 1 | 1 | 0.2% |
| DEPT HUD-CHIEF PROCUREMENT OFFICER | 86543G | HOUSING AND URBAN DEVELOPMENT, DEPARTMENT OF | $6.91M | 1 | 1 | 0.1% |
| DEPT HUD-CHIEF PROCUREMENT OFFICER | 86548B | HOUSING AND URBAN DEVELOPMENT, DEPARTMENT OF | $6.00M | 1 | 1 | 0.1% |
| USAID M/CFO | 72MCF0 | AGENCY FOR INTERNATIONAL DEVELOPMENT | $2.26M | 6 | 1 | 0.0% |
| OFFICE OF ACQUISITION | 773444 | UNITED STATES INTERNATIONAL DEVELOPMENT FINANCE CORPORATION | $1.66M | 9 | 1 | 0.0% |
06 / Top Vendors
Which contractors lead the NAICS 522390 market?
| Vendor | Obligations | Actions | Customers | Market share | Latest activity |
|---|---|---|---|---|---|
| NELNET SERVICING, LLC | $1.84B | 475 | 1 | 22.3% | Sep 30, 2025 |
| MISSOURI HIGHER EDUCATION LOAN AUTHORITY | $1.03B | 205 | 1 | 12.5% | Sep 30, 2025 |
| MAXIMUS EDUCATION, LLC | $981.42M | 213 | 1 | 11.9% | Sep 30, 2025 |
| ACCENTURE FEDERAL SERVICES LLC | $968.59M | 181 | 1 | 11.8% | Sep 22, 2025 |
| GREAT LAKES EDUCATIONAL LOAN SERVICES, INC. | $757.41M | 257 | 1 | 9.2% | Sep 30, 2025 |
| HIGHER EDUCATION ASSISTANCE AGENCY, PA | $716.25M | 218 | 1 | 8.7% | Sep 24, 2025 |
| EDFINANCIAL SERVICES, LLC | $514.11M | 134 | 1 | 6.2% | Sep 30, 2025 |
| NAVIENT CORPORATION | $438.77M | 103 | 1 | 5.3% | Oct 20, 2021 |
| COMPU-LINK CORP | $166.83M | 22 | 1 | 2.0% | Sep 24, 2025 |
| HIGHER EDUCATION SERVICING CORPORATION | $156.97M | 65 | 1 | 1.9% | Jun 7, 2022 |
07 / Product and Service Mix
What products and services are purchased under NAICS 522390?
| PSC | Description | Obligations | Actions | Vendors | Share |
|---|---|---|---|---|---|
| R710 | SUPPORT- MANAGEMENT: FINANCIAL | $8.12B | 2,250 | 25 | 98.6% |
| R408 | SUPPORT- PROFESSIONAL: PROGRAM MANAGEMENT/SUPPORT | $110.13M | 25 | 1 | 1.3% |
| R703 | SUPPORT- MANAGEMENT: ACCOUNTING | $3.55M | 14 | 1 | 0.0% |
| R799 | SUPPORT- MANAGEMENT: OTHER | $337.5K | 5 | 3 | 0.0% |
| H337 | INSPECTION- AGRICULTURAL MACHINERY AND EQUIPMENT | $88.8K | 31 | 15 | 0.0% |
| R611 | SUPPORT- ADMINISTRATIVE: CREDIT REPORTING | $54.0K | 8 | 2 | 0.0% |
| R499 | SUPPORT- PROFESSIONAL: OTHER | $13.1K | 20 | 1 | 0.0% |
| V999 | TRANSPORTATION/TRAVEL/RELOCATION- OTHER: OTHER | $5.6K | 2 | 1 | 0.0% |
| R418 | SUPPORT- PROFESSIONAL: LEGAL | -$11.9K | 1 | 1 | 0.0% |
| 2310 | PASSENGER MOTOR VEHICLES | -$40.0K | 2 | 1 | 0.0% |
08 / Buying Pattern
How does the government buy in NAICS 522390?
| Common action type | Obligations | Actions |
|---|---|---|
| DELIVERY ORDER | $6.74B | 1,966 |
| DEFINITIVE CONTRACT | $1.50B | 333 |
| PURCHASE ORDER | $85.6K | 74 |
09 / Recent Contract Awards
What was awarded most recently in NAICS 522390?
10 / Market Interpretation
How should contractors evaluate this market?
Start with the spending direction
Compare annual obligations with actions and vendor participation. Growth driven by only a few large actions represents a different opportunity from broad, recurring demand.
Follow the actual buyers
Move from federal customers to contracting offices. Offices reveal where acquisition responsibility and recurring purchasing activity are concentrated.
Measure accessible demand
Use competition, small-business participation, incumbent vendors, and PSC mix before treating the full $8.23B market as addressable.