01 / NAICS Market Profile
NAICS 522310 Mortgage And Nonmortgage Loan Brokers Federal Contracts
North American Industry Classification System code 522310
Federal contract activity classified under Mortgage And Nonmortgage Loan Brokers across FY 2019–FY 2025. Net obligations include both new obligations and subsequent deobligations.
02 / Market Size
How large is the NAICS 522310 federal market?
03 / Spending Trend
NAICS 522310 contract spending by fiscal year
Annual obligations, activity, and participation across the same FY 2019–FY 2025 profile window.
| Fiscal year | Obligations | Actions | Vendors | Customers | Change |
|---|---|---|---|---|---|
| FY 2019 | $8.14M | 343 | 21 | 22 | — |
| FY 2020 | $29.20M | 323 | 22 | 24 | +258.9% |
| FY 2021 | $27.27M | 236 | 19 | 19 | −6.6% |
| FY 2022 | $38.93M | 153 | 15 | 20 | +42.8% |
| FY 2023 | $47.14M | 162 | 15 | 21 | +21.1% |
| FY 2024 | $37.03M | 120 | 16 | 20 | −21.5% |
| FY 2025 | $45.18M | 102 | 10 | 14 | +22.0% |
04 / Top Federal Customers
Which federal agencies buy most in this industry?
Ranked by net obligations during FY 2019–FY 2025.
| Federal customer | Code | Obligations | Actions | Vendors | Market share |
|---|---|---|---|---|---|
| RURAL HOUSING SERVICE | 12E3 | $116.99M | 53 | 3 | 50.2% |
| INTERNAL REVENUE SERVICE | 2050 | $97.37M | 75 | 2 | 41.8% |
| BUREAU OF THE FISCAL SERVICE | 2036 | $35.88M | 57 | 3 | 15.4% |
| USDA, DEPARTMENTAL ADMINISTRATION | 1205 | $15.15M | 7 | 1 | 6.5% |
| FEDERAL EMERGENCY MANAGEMENT AGENCY | 7022 | $13.70M | 253 | 1 | 5.9% |
| VETERANS AFFAIRS, DEPARTMENT OF | 3600 | $12.30M | 563 | 1 | 5.3% |
| OFFICE OF JUSTICE PROGRAMS | 1550 | $4.74M | 8 | 1 | 2.0% |
| U.S. CUSTOMS AND BORDER PROTECTION | 7014 | $4.04M | 36 | 2 | 1.7% |
| TRANSPORTATION SECURITY ADMINISTRATION | 7013 | $2.91M | 5 | 1 | 1.2% |
| DEPARTMENTAL OFFICES | 1406 | $2.73M | 118 | 3 | 1.2% |
05 / Contracting Offices
Which contracting offices buy in NAICS 522310?
Ranked by net obligations during FY 2019–FY 2025.
| Office | Code | Agency | Obligations | Actions | Vendors | Market share |
|---|---|---|---|---|---|---|
| OPERATION SERVICES | 2032H8 | INTERNAL REVENUE SERVICE | $64.55M | 50 | 2 | 27.7% |
| USDA/RD/STRATEGIC ACQUISITION DIV | 12SAD1 | RURAL HOUSING SERVICE | $46.53M | 15 | 1 | 20.0% |
| PROCUREMENT MANAGEMENT OFFICE | 1231ME | RURAL HOUSING SERVICE | $43.64M | 14 | 1 | 18.7% |
| FISCAL SERVICE | 2033H6 | BUREAU OF THE FISCAL SERVICE | $35.20M | 47 | 1 | 15.1% |
| TAXPAYER FOCUSED SUPPORT | 2043FY | INTERNAL REVENUE SERVICE | $32.72M | 13 | 1 | 14.0% |
| USDA/RD/STRATEGIC ACQUISITION DIV 2 | 12SAD2 | RURAL HOUSING SERVICE | $25.08M | 11 | 1 | 10.8% |
| USDA, OCP-POD-ACQ-MGMT-BRANCH-FTC | 123144 | USDA, DEPARTMENTAL ADMINISTRATION | $15.15M | 7 | 1 | 6.5% |
| INFORMATION TECHNOLOGY COMMODITIES AND TELECOMMUNICATIONS | 70FA30 | FEDERAL EMERGENCY MANAGEMENT AGENCY | $7.51M | 32 | 1 | 3.2% |
| COMMUNITY SURVIVOR ASSISTANCE SEC | 70FB80 | FEDERAL EMERGENCY MANAGEMENT AGENCY | $6.01M | 212 | 1 | 2.6% |
| OJP CHIEF FINANCE OFFICE | 15PCFD | OFFICE OF JUSTICE PROGRAMS | $4.74M | 8 | 1 | 2.0% |
06 / Top Vendors
Which contractors lead the NAICS 522310 market?
| Vendor | Obligations | Actions | Customers | Market share | Latest activity |
|---|---|---|---|---|---|
| COAST PROFESSIONAL, INC. | $132.50M | 111 | 3 | 56.9% | Sep 25, 2025 |
| MORTGAGE CONTRACTING SERVICES LLC | $115.25M | 40 | 1 | 49.5% | May 24, 2024 |
| CORELOGIC SOLUTIONS LLC | $33.05M | 380 | 14 | 14.2% | Sep 29, 2025 |
| HERITAGE HEALTH SOLUTIONS, INC. | $12.30M | 563 | 1 | 5.3% | Sep 18, 2025 |
| FEDERAL MANAGEMENT SYSTEMS, INC. | $4.35M | 16 | 3 | 1.9% | Dec 28, 2023 |
| CWS MARKETING GROUP, INC. | $4.06M | 49 | 2 | 1.7% | Sep 16, 2025 |
| CROWE LLP | $3.42M | 88 | 4 | 1.5% | Sep 2, 2025 |
| MIRACLE SYSTEMS LLC | $2.91M | 5 | 1 | 1.2% | Apr 1, 2020 |
| J.S. WATKINS REALTY PARTNERS, LLC | $1.61M | 5 | 1 | 0.7% | Apr 12, 2024 |
| GOVATRON LLC | $1.22M | 11 | 1 | 0.5% | Aug 13, 2025 |
07 / Product and Service Mix
What products and services are purchased under NAICS 522310?
| PSC | Description | Obligations | Actions | Vendors | Share |
|---|---|---|---|---|---|
| R710 | SUPPORT- MANAGEMENT: FINANCIAL | $98.87M | 117 | 5 | 42.5% |
| R705 | SUPPORT- MANAGEMENT: DEBT COLLECTION | $35.20M | 50 | 3 | 15.1% |
| Z1FA | MAINTENANCE OF FAMILY HOUSING FACILITIES | $25.08M | 11 | 1 | 10.8% |
| R402 | SUPPORT- PROFESSIONAL: REAL ESTATE BROKERAGE | $16.55M | 49 | 6 | 7.1% |
| DA10 | IT AND TELECOM - BUSINESS APPLICATION/APPLICATION DEVELOPMENT SOFTWARE AS A SERVICE | $9.06M | 4 | 1 | 3.9% |
| R703 | SUPPORT- MANAGEMENT: ACCOUNTING | $8.09M | 44 | 6 | 3.5% |
| Q517 | MEDICAL- PHARMACOLOGY | $7.67M | 324 | 1 | 3.3% |
| D302 | IT AND TELECOM- SYSTEMS DEVELOPMENT | $7.51M | 34 | 1 | 3.2% |
| 7A20 | IT AND TELECOM - APPLICATION DEVELOPMENT SOFTWARE (PERPETUAL LICENSE SOFTWARE) | $6.56M | 5 | 1 | 2.8% |
| R499 | SUPPORT- PROFESSIONAL: OTHER | $4.78M | 122 | 6 | 2.1% |
08 / Buying Pattern
How does the government buy in NAICS 522310?
| Common action type | Obligations | Actions |
|---|---|---|
| DELIVERY ORDER | $208.29M | 747 |
| BPA CALL | $21.73M | 662 |
| DEFINITIVE CONTRACT | $2.83M | 22 |
| PURCHASE ORDER | $29.8K | 8 |
09 / Recent Contract Awards
What was awarded most recently in NAICS 522310?
10 / Market Interpretation
How should contractors evaluate this market?
Start with the spending direction
Compare annual obligations with actions and vendor participation. Growth driven by only a few large actions represents a different opportunity from broad, recurring demand.
Follow the actual buyers
Move from federal customers to contracting offices. Offices reveal where acquisition responsibility and recurring purchasing activity are concentrated.
Measure accessible demand
Use competition, small-business participation, incumbent vendors, and PSC mix before treating the full $232.88M market as addressable.